KULAZHI SAVINGS SCHEME
Poongulazhi Savings Mobile App – Click here to use…
Month | Gold Rate(₹) | Option 1 (Weight – grams) | Option 2 (Amount – ) |
---|---|---|---|
1 | 4725 | 1.058 | 5000 |
2 | 4850 | 1.030 | 5000 |
3 | 4825 | 1.036 | 5000 |
4 | 4900 | 1.020 | 5000 |
5 | 4855 | 1.029 | 5000 |
6 | 4935 | 1.013 | 5000 |
7 | 5050 | 0.990 | 5000 |
8 | 5080 | 0.984 | 5000 |
9 | 5105 | 0.979 | 5000 |
10 | 5072 | 0.985 | 5000 |
11 | 5095 | 0.981 | 5000 |
11.105 | 55000+5000 Bonus=60000 | ||
Total Accumulated weight | Total Accumulated Amount |
The above table is for customer understating purposes only.
Poongulazhi Jewellers Pvt.Ltd., Offers two options for Monthly Scheme.
Option – 1:
• The Customers can choose a weight-based option to avail a 100% discount on wastage & making charges.
• Conditions Apply.
Option – 2:
• The Customers can choose Amount based option to avail one month Extra Bonus.
• Conditions Apply.
FREQUENTLY ASKED QUESTIONS (FAQs)
1. Will there be GST?
Yes, GST and any other Government levies will be borne by the member at the time of delivery.
2. Will cash be refunded?
Cash will not be refunded under any circumstances, as per Government regulation.
3. How do I know the weight of Gold accumulated?
This will be updated in the customer receipt book on a monthly basis at the time of making the advance payment.
4. Can the member pay all the monthly payments in advance?
The monthly payments cannot be carried over, or paid in advance.
5. Can the member purchase special item like Diamond, Platinum, Uncut Diamonds, Ruby / Emerald, Ethnic, Pooja items, Silver articles & Silver Jewellery?
Yes, the Member Can Purchase Special items, with wastage (VA) and making charges as applicable.
6. Can the member buy Gold Coin?
Yes, the member Can purchase gold coins without wastage (VA) and making Charges.
7. Can the member purchase watches in this plan?
The member is not eligible to purchase watches.
8. Is the monthly advance amount fixed or variable?
The Monthly advance payment amount is fixed.
9. What if I discontinue?
Customers who choose to discontinue 6 months of enrolment will not be eligible for any benefit. However if the customer discontinues during 7th or 8th month of enrolment, the member woo be entitled to 60% of the wastage value (VA), and for discontinuation during 9th month, the customer will be entitled to 80% of the wastage value (VA), on the Jewellery purchased. Limited to the accumulated advance amount or accumulated gold weight. If the customer discontinues during 1th month, the will be entitled to 100% of the wastage value (VA).
10. Will wastage (VA) Be charged on special items?
Yes, Wastage (VA) Will be charged on special items like Diamond, Platinum, uncut Diamonds, Ruby, Emerald, Ethnic, Vintage Jewellery, Pooja items, Silver articles & Silver Jewellery and other special items not included in this list. Precious stones / Semi-precious stones / Zircon/ Birthstones and other stone charges will be Applicable. If a member wishes to purchases any of the above mentioned, they may contact the showroom or customer care.